Most people I’ve spoken to said that they shopped on “Black Friday” and on “Cyber-Monday” without a holiday spending budget. In retrospect, they admitted it would have been a good idea. It may have prevented them from spending more than they wanted and prevented them from buying tempting items that weren’t on their list. Read the rest of this entry »
Archive for the ‘budget’ Category
Well, the holiday shopping season is here, and some of us, in the desire to please family and friends, will spend more than we can afford. Learning how to control the urge to splurge, could help your personal balance sheet in the New Year. Read the rest of this entry »
Are you a planner; i.e. decide what you want and then develop a plan to achieve it? Or are you an evolver who falls into a life plan as it evolves?
It’s both my belief and experience that planners are more certain to realize what’s most important to them while evolvers are less likely to feel that they made the best use of their time and talents. Read the rest of this entry »
Weddings abound at this time of year and so do questions about what we need to know if we want our money lives to be compatible. With so many couples attributing money conflicts for the impending marital conflicts and divorce, it’s a valid question. So here’s the cliff notes version of tips: Read the rest of this entry »
Do you find yourself thinking about your expectations for financial well-being and how they’ve changed? We hear about this subject daily and we are all left with that puzzling question of what our future will hold? Americans are known as the eternal optimists always finding hope and feeling like we can fulfill our dreams to have the “good life”. However, in talking to many of our regular community members on www.kathleengurney.com, I’m finding a very different sentiment. Instead of optimism; I hear fear, anxiety, uncertainty, and even pessimism. Read the rest of this entry »